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Life Insurance: Information on the various types of Life Insurance.Classifieds.


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Insurance : Life


This guide is supplied for general information only. You should seek specific advice for your individual circumstances before acting on any suggestions made.

What is Life Assurance?

Most of us have heard of Life Assurance and appreciate that it is a policy provided by a Life Assurance company, that pays out either a lump sum or a series of payments if or when you die. These payments are normally paid without the deduction of any personal tax, and in most instances are actually tax-free.


The proceeds of a Life Assurance policy can be used:
  • To pay off a debt such as a mortgage.
  • To provide an income for your dependents.
  • You pay monthly premiums or an annual sum to the Life Assurance company for either a given time span or in the case of Whole of Life Assurance normally through to until death (some Whole of Life policies have a maximum age limit on premiums)
  • .
Life Assurance policies can be combined with other forms of insurance.






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